Generation One in Norfolk, Virginia

@ForwardEverVirginia, Positive Vibes Inc. and 

WhereBlackBiz.com presents a screening of Lamar and 

Ronnie Tyler's documentary Generation One: The Search for 

Black Wealth starring Dr. Boyce Watkins and Dr. David 

Anderson. Special in-theater guest Dr. David Anderson 

(from the film) doing Q&A and Dropping gems like only he 

can ! Thursday 10-13-2016 @ 7:30 pm @ Naro Cinema in 

Norfolk, Virginia. 1507 Colley Ave, Norfolk, Virginia 23517 


Tickets are online at EventBrite or call 757-932-0177 or 

email WhereBlackBiz@gmail.com .


Generation One takes a hard look at the numbers, giving 

historical context to early wealth creation in the Black 

community and tapping the expertise of the nation’s top 

financial experts to weigh in not only on how Blacks fell 

behind, but surefire strategies families can implement to 

begin building a strong financial legacy for generations to 

come.

Buy your tickets here !
http://www.eventbrite.com/e/generation-one-in-norfolk-tickets-27794244333?aff=aff0eventful

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If you have consumer debt, and you'd like to reduce the interest rate, and the amount owed, give me a text or a call @ 757-932-0177. Seko Varner is from Positive Vibes Inc. This company combines entertainment, community activism, and financial literacy and debt reduction counseling. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, financial services, real estate, radio, counseling and education (WHEW). Visit www.HappilyEverAfter.Be or call 757-932-0177 for more details. At the time of this posting Seko continues with debt removal services, yet he is not active with World Financial Group, nor with financial services marketing.

Tax Refunds and stupidity (Bling, Bling, Busted)

During a recent presentation a lady became indignant when I stated that "One get's a refund when something goes wrong." She couldn't understand what I considered wrong about a Tax refund. No amount of explanation would suffice. I realized that I may have just hit a nerve. Tax refund-time is the only time when 'folk' had extra money she exclaimed, "The rest of the year everybody is broke...... Maybe except you." she retorted. "Ain't nobody got time or money for that stuff you talkin' !" A later one on one discussion with her later revealed that she invested more money in her cable bill and cell phone bill than she invested in her retirement..... The following article provides some of the guidance I provided to her regarding what she might do with her tax-refund next year (she had already splurged her tax refund).

The full article is available here . Here are a few things the article advises:
Tax time is right around the corner, and anyone anticipating a refund has probably started thinking about how that refund will be spent. For some people, a tax return is seen as a good excuse to buy a luxury item or take a vacation. For people who are savvy with their personal finances, a tax refund check is a useful tool for getting ahead financially.

The average refund over the last several years has run about $3,000, which is a great way for a first-time investor to get started with saving, or for a seasoned investor to bolster their nest egg. It can also be used to pay off debts or smartly refinance other ones. Here are some ways to get the most out of your tax refund check. 
1. Open a certificate of deposit investment.
2. Invest the money into your current 401-K.
3. Invest into or start a retirement account.
4. Add to your savings account.
5. Get rid of your debt.
6. Make payments "to the principal" of your mortgage.
7. Reduce the car payments.
8. Save the money for Christmas Spending to avoid going into Christmas Debt. Read my article on Christmas and the Anti-Christ.

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I personally think that the first thing you should do is create an emergency fund and/or a no-doubt fund. Only use the "Emergency Funds" for emergencies while the "No-Doubt" fund is for things we know are going to happen, like needing new tires, or having to buy new clothes for that growing child of yours. While I don't totally agree with the article, any of the ideas it presents are better than splurging when you are in debt. It's so much better, and the feeling lasts longer when you splurge after you are out of debt. If you have consumer debt, and you'd like to reduce the interest rate, and the amount owed, give me a text or a call @ 757-932-0177.

To your fun !
Seko

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If you have consumer debt, and you'd like to reduce the interest rate, and the amount owed, give me a text or a call @ 757-932-0177.
Seko Varner is from Positive Vibes Financial, a group of debt reduction specialists. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, financial services, real estate, radio, counseling and education (WHEW). Visit www.HappilyEverAfter.Be or call 757-932-0177 for more details. At the time of this posting Seko is not active with World Financial Group, nor with financial services marketing.

Hook yourself up first. Who's gonna loan you money to retire on ?

I recently met with DJ client who asked me a couple question about financial maters. I had attempted to work with his financial plan two years ago, and he kept putting me off. Now he's realizing that he wants to create something to help his child who could attend college in two years. So now he's ready to open a 529 account and asked me to just prepare the papers and he's ready to sign. I noted that I'm currently not involved in the financial services field while I'm completing my Masters, and then referred him to a few of the professionals I work with for my investments (Ron McLean, Joey Colisito, and John Epting). After that disclosure I asked "How much do you have in your retirement accounts ?" He noted that he's not worried about him, he wants his child to go to school. My response: "Hook yourself up first. It's easier to find college money than it is to find retirement money. Who's gonna loan you money to retire on ?"

My point: Invest in your future first. If you don't have anything growing to live on when you cannot work anymore, you will be dependent upon others. If you want your children to have a good future, invest in yourself so you will not be a burden upon them later. If you are not investing a mimimum of 10% of your income into your future, meet with a financial adviser soon.
Sek0
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Seko Varner heads Positive Vibes Financial. They specialize in debt reduction, and make non-compensated referrals to outside entity professionals for investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and Special Education. www.HappilyEverAfter.Be or call 757-932-0177 for more details.

The Plan is coming..... I hope you are coming too !

'The Plan is coming'..... I hope you are coming too !
O.K. This is 'The Plan' week, which is title of Positive Vibes Financial first event. We will be hosting an event once a quarter with a Service-Services model. In short we will host an event which we will do as a service to the community in a way that also provides a glimpse on our company's services. An attendee wouldn't need to use our firm to benefit from the information we are going to share. In fact, the strategy is to provide the guests with tools they can use themselves to improve their lives without our assistance. This may sound a little backwards, but our business model is to help everybody in a group setting which leads to certain types of client who wants to improve their family's financial life in specific ways. This first installment is a practice run. I formally and digitally invite you and yours to attend and to provide honest feedback as we continue to develop this presentation and our firm. Here's the deal:

The Plan

The Bible’s Plan for

Getting out of debt & building wealth.

¹¹ For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future. – Jeremiah 29:11 (NIV)

Presented by

The Positive Vibes Financial Team

www.HappilyEverAfter.Be

 

Presenter:

Seko “DJ Seko” Varner, WFG

Presenting his finds of sound financial steps in scripture.

Lean more about Seko by visiting his blog:

www.FunFamilyFreedom.Blogspot.Com

FREE

Thursday February 28, 2013

7:00 pm – 8:15 pm

The Fellowship Hall

Of Christian Church Uniting

6049 Indian River Road
Virginia Beach, VA 23464

Questions ? Call 757-248-3820
positivevibesfinancial @ gmail (dawt) com

We hope to see you there !

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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

The Plan is Coming.... Plan to be there !

I'm steppin' out with my team's first Financial Event !

I'm pretty excited........And I'm pretty concerned....... I want our events to truly be a source of guidance for as many as possible. I also want our events to further force my team to 'walk the talk'. So I have scheduled our first event to be a primarily invite-only event. If you are reading this, you are invited.

This event is called "The Plan........God's plan to get out of debt and to build wealth." This is actually the second presentation-styled event that I devised, but it's the event that we are leading with. While I'm not a theologian, I'm not evangelistic, and I don't exude that "Churchy" presence, I've recently become very interested in the scriptural guidance in regards to finances. In my first presentation, "Wealth strategies of the wealthy" I referenced the financial guidance that is found in the Torah, the Bible, the Koran, and in the writings associated with the Buddah. (I haven't gotten to researching the financial principles of traditional African, traditional Asian, and other indigenous religious cultures. That may be next.... I'll see. Any-who)....  After giving this presentation  (Wealth Strategies) twice for other groups I decided to do further focused study in the Judea-Christian texts................and voila..................The Plan.

This first installment is a practive run. I formally and digitally invite you and yours to attend and to provide honest feedback as we continue to develop this presentation and our firm. Here's the deal:

The Plan

The Bible’s Plan for

Getting out of debt & building wealth.

¹¹ For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future. – Jeremiah 29:11 (NIV)

Presented by

The Positive Vibes Financial Team

www.HappilyEverAfter.Be

 

Presenter:

Seko “DJ Seko” Varner, WFG

Presenting his finds of sound financial steps in scripture.

Lean more about Seko by visiting his blog:

www.FunFamilyFreedom.Blogspot.Com

FREE

Thursday February 28, 2013

7:00 pm – 8:15 pm

The Fellowship Hall

Of Christian Church Uniting

6049 Indian River Road
Virginia Beach, VA 23464

Questions ? Call 757-248-3820
positivevibesfinancial @ gmail.com

I hope to see you there !

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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Dumping Credit Card Debt Forever

Peace & Prosperity,
     I had numerous recent conversations regarding credit card and other debts. I help folkout out debt on the daily. While I pray and pour libation for your financial-FREEdom I submit this for your consideration. Here's the road to FREEdom. Let me start Biblically.... Romans 13:8

"Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law." - KJV
"Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law." - NIV

     If you are one who follows the Bible I invite you to consider that passage.........Cool..... Time up. I'm not pushing a certain translation or interpretation. However, it seems pretty clear that this particular passage warns Bible-followers to remain away from debt and to pay their debts. What's crazy to me is I've met and interacted with numerous self-described Bible-followers who aovid creditors calls, who have crazy amounts of debts, who have gone to court for collections, and who have had to move numerous times due to not paying their rent. One of the most difficult moves in acheiving financial FREEdom is dealing with debts. Here's one solution:

GET OUT OF DEBT !

My debt-destruction partner Dinh Nguyen and I provide a service that can reduce the amount and interest rate on debts. The ability to assist clients is fact dependant (It doesn't work for everyone - it depends on a few considerations) but when it works it works. To learn more about the process contact Dinh by calling 1-800-470-8155 ext. 141 and he will review the terms and see if it will be a good fix for you.

If your debts are greater than your income I would suggest considering our strategy and also considering the National Foundation for Credit Counseling (http://nfcc.org/) and requesting a Hardship DMP (Debt Management Plan) which may reduce your interest to 0%. Today I listened to a Clark Howard episode (01.24.13 - Here is the download link)  where he correctly advised the same. Currently my family is using the Debt Snowball approach,  as described by Dave Ramsey and my financial fav' Michelle Singletary, which sets one in a process of payiong off the smallest debts towards the largest debts to effectively 'Flee From Debt !" Whatever approach one uses, GET OUT OF DEBT. The good life awaits you ! Be blessed, stay blessed, be a blessing.

One last thing, If you know me personally.......Yes I do read and refer to the Bible. Don't be shocked ! I follow tried and true approaches.............. Hotep & Ashee !
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.