Showing posts with label America. Show all posts
Showing posts with label America. Show all posts

Friday, September 23, 2016

Generation One in Norfolk, Virginia


@ForwardEverVirginia, Positive Vibes Inc. and 

WhereBlackBiz.com presents a screening of Lamar and 

Ronnie Tyler's documentary Generation One: The Search for 

Black Wealth starring Dr. Boyce Watkins and Dr. David 

Anderson. Special in-theater guest Dr. David Anderson 

(from the film) doing Q&A and Dropping gems like only he 

can ! Thursday 10-13-2016 @ 7:30 pm @ Naro Cinema in 

Norfolk, Virginia. 1507 Colley Ave, Norfolk, Virginia 23517 


Tickets are online at EventBrite or call 757-932-0177 or 

email WhereBlackBiz@gmail.com .


Generation One takes a hard look at the numbers, giving 

historical context to early wealth creation in the Black 

community and tapping the expertise of the nation’s top 

financial experts to weigh in not only on how Blacks fell 

behind, but surefire strategies families can implement to 

begin building a strong financial legacy for generations to 

come.

Buy your tickets here !
http://www.eventbrite.com/e/generation-one-in-norfolk-tickets-27794244333?aff=aff0eventful


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If you have consumer debt, and you'd like to reduce the interest rate, and the amount owed, give me a text or a call @ 757-932-0177. Seko Varner is from Positive Vibes Inc. This company combines entertainment, community activism, and financial literacy and debt reduction counseling. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, financial services, real estate, radio, counseling and education (WHEW). Visit www.HappilyEverAfter.Be or call 757-932-0177 for more details. At the time of this posting Seko continues with debt removal services, yet he is not active with World Financial Group, nor with financial services marketing.

Sunday, December 29, 2013

Monday December 30th in Virginia Beach, Va. - Kwanzaa Event at 6 pm

Watch the Tariq Nasheed's Hidden Colors Movie !
Learn the latest line dances !
Battle the KujiCHESSgulia Chess masters !
Witness Ubuntu Dance Collective !
Join the Afro-Zumba of Sparkle !
Check the Goju Karate Demonstration Team !
Enjoy Culture & Crafts with Clayton Singleton !
Hip-Hop with the Zulu Nation !
Praise with the Silent Praise Mime Team !
Stomp with the KAOSS Step Team !
Meet business and companies with great items !
Take FREE photos with R2Z Entertainment !
Party with DJ B*WIN & DJ Seko !

Monday December 30th 6:00 - 9:00 pm. 1505 Competitor Court, Virginia Beach, Va.



Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be   or call 757-248-3820 for more details.

Wednesday, February 6, 2013

The 2008 Black History Class (27 days worth)

Blessings,

      Black History Month is an American invention that has moved the world towards improvement. ! 

     In 2008 Larry Brayboy and I finished and launched a online Black History Class for a group called The Imani Foundation that I was a former President of. This class was a fun project and most of the class is still functional. 

     The heading to the class has a quote that still has a level of direction for me: "The Imani Foundation's online Black History Class: Take the pre-test. Study one lesson per day. Take the post test. Pray. Let the information help you to become the change you want to see in the world."

Happy February !
Seko

Black History Class Begins !

"All strong peoples emphasize their history all the time; weak peoples do not." - Runoko Rashidi
Watch, listen, & learn. Click the links below for the daily lesson: Lesson 01 - The Pre-test
Lesson 02 - The history of Black History
Lesson 03 - The Global African Presence
Lesson 04 - Ancient African Migrations
Lesson 05 - African Slavery and Islam
Lesson 06 - The world has African ancestors
Lesson 07 - Biblical Black History # 1 - Return to Glory
Lesson 08 - Blacks in America before the Pilgrims
Lesson 09 - The American Slave Trade (Ma'afa)
Lesson 10 - Black Cowboys
Lesson 11 - Queen Mother Moore
Lesson 12 - America's first Black Millionaire
Lesson 13 - Black History and The Moors # 1
Lesson 14 - Biblical Black History # 2 - Black to the Bible
Lesson 15 - Black History in the Holy Koran
Lesson 16 - The Afro-Latinos
Lesson 17 - The Afro-Latinos #2: Puerto Rico
Lesson 18 - The Afro-Latinos #3: Mexico
Lesson 19 - Black Indians (American Indians)
Lesson 20 - The Black Jews
Lesson 21 - Biblical Black History # 3 - African influences
Lesson 22 - American Songs of Freedom
Lesson 23 - Black American Inventions
Lesson 24 - Salsa Music's Black History
Lesson 25 - African Martial Arts
Lesson 26 - Black History and the Blues
Lesson 27 - The Post Test

Created by Seko VArner and Larry Brayboy

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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Sunday, February 3, 2013

Sunday Schooled - White Folks

White Folks


(Photo Dr. Sam Varner (left) and Baseball Legend Jackie Robinson (right)

Drew Morris, a (White, and I say that to provide a visual) minister who is around 65 (Pops is 70) shared with me in a meeting information about my Dad that I didn't know. He stated "Your Dad is a phenomenal man, he has done things that others are still scared to do. He deserves a lot of recognition. He then says "We were in a meeting and he shared with us that Dr. King (The Honorable Dr. Martin Luther King) told my father in a meeting "You'll have to get rid of your hate for White people to do your job." Dad then reportedly shared in this meeting with Drew other things he did during the Civil Rights era involving racial reconciliation. Drew shared how he admired how my Dad, and other Blacks, rose above the problems of that time to act in a manner exemplified by Yeshua (Jesus). As a child I used to wonder how my parent's and ancestors lived under the suffocating veil of evil White supremacy without wanting to kill every White person in sight. As mad as I would become after hearing their stories I still couldn't hate Whites because my parents wouldn't allow that. They taught me to love Black and love White and everything in between. A lady once set Pops' hair on fire when he rooted for the other team at a football game. The Blancos around him wouldn't let him put out the fire nor retaliate against the witch. How could he be so loving after facing so much hate... He attributed it to "a relationship with Christ"... I thought that he and Christ were both crazy.
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Sunday Schooled is a collection of former blog post by Seko Varner. This post was originally
posted on Janruary 24, 2008 while Dr. Varner was still alive .
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Dad is pictured above with his friend..........Baseball legend Jackie Robinson (the second photo displays Dad with my brother and I). I remember coming home from school after learning about Jackie Robinson in school and telling Dad and Mom I want to play Baseball like Jackie Robinson. Dad said something to the effect of "Jackie used to throw balls at you when you were a baby." Dad then pulled Jackie Robinson's book off of his bookshelf and showed me a signature from Jackie with comments that could only be made from people who are close. Dad used to minister to Jackie Robinson's family and was even referenced in the book's "Thank You's". This picture still makes me shiver. Two men who both shaped and changed the world I live in. Two men who faced the cruelty of Amerika squarely in the face and 'showed love' in response to hate.

Dad raised us in a rather Afro-Centric environment, yet never showed a disdain for anyone. We were taught to love Africa and America. I still get looks of surprise when I often end prayers with my kids by saying "GOD bless Africa, GOD bless America, GOD bless everybody." GOD bless everybody.... Even those I want to hate. When Dad spoke of people he hated he spoke of Blacks who were racial betrayers. Dad is chock full of stories where White-folks did incredibly devilish acts of hatred to him, yet he only hated when 'we' didn't achieve, when 'we' hurt each-other, when 'we' failed to improve our station in life, when 'we' didn't appreciate ourselves...........Achieve, heal us, improve yourself, appreciate us.

02/03/2013 Addendum. Yesterday I sat on the edge of my seat enjoying a learning from Rich Thawley, a giant in my business of World Financial Group. In the midst of his session where he taught us about doing business in the realm of the Lower Law and moving towards doing business in the Higher Law, he shared a quote attributed to Abraham Lincoln that I had recently heard from my mentor John Epting. "Pray like it's up to God, work like it's up to you." Rich talked about working in Love for our clients noting that we have products and services that can change lives forever. Rich shared how we should talk the three languages of Higher Law to help our clients, and to help ourselves, combat the natural tendency to avoid actions that seem hard while obviously leading to improvement. Rich shared how many in America have been DCP'd (Discouraged, Criticizied, and Put-Down) and it may up to us to guide them towards the Promised Land. Rich began his talk by sharing that too many in our country have accepted eight personally destructive values. Rich taught that too many (1) Want winning to be easy, (2) Want life to be fair and fairly distributed, (3) Get their feelings hurt and stop their progress, (4) Worry too much or too little about the opinions of others, (5) Are afraid to compete, (6) Want someone else to do things for them, (7) Are easily distracted, and (8) Think like employees rather than the masters of their fate. As Rich ended his talk I was standing on my feet waiting on his next word. He ended with "Life will only give you what you will fight for...."
Ashee.
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

My brothers are Baltimore Ravens ! Dad is so proud !

In honor of the superbowl I wanted to post a photo of my brothers playing for the Baltimore Ravens !


O.K................They are my fraternity brothers.......... I'm still tossing up my hooks !
ROOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO  !

America, Enjoy the Superbowl !
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances.

Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education.

Seko is active with numerous Youth Mentorship programs and has a background in radio and television.

Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Friday, February 1, 2013

Nobody else can do this for us - Dr. Martin Luther King Jr.

"Nobody else can do this for us" - America's King

I was raised with  reverence for the Almighty, a path of following Yeshua (Jesus the Christ), an understanding that all I was given was given for me to give, a love of America, and a love of Africa. As I frequently spent time in primarily "White" environments as a child I learned early on that I couldn't fully publicly celebrate in February's Black History Month. In the environments I've been employed in I frequently silently smiled at comments from people of African descent who would attempt to 'fit in' by publicly watering down Black History Month  as they worried that the recognition would "cause more harm"..... Americans seem to use the strategy of dilution frequently. The honorable Dr. King was watered down to "I have a Dream." (Many will say that this speech wasn't his finest). The honorable Rosa Parks was watered down to one act of courage (an act she did more than once, and and act that was done numerous times before her). The honorable Marcus Mosiah Garvey was diluted to "Back to Africa." (Nuff said) and the White and Jewish Americans who made decisions that complemented the acts of the aforementioned are rarely mentioned. (Somebody "White" had to sign to change the 'Un-American yet strangely American' laws that Dr. King's activities were able to nudge towards change). I, however, wasn't taught diluted history which relates to people who have a glorious African ancestry. 

I was raised being taught about Mexico's 2nd President who was proudly of African descent. I was taught the hidden Black history of the 'Three Musketeers" candy bar. I was taught about the atrocities and hidden gems of Christianity's Black History (in example: the African cultural and regional origins of the man who is recorded to carry the cross for Christ) and I was warned by my parents and teachers that even as we are Americans, Americans will not fondly allow "us" to publicly celebrate the African aspect of ourselves. 

I realize that this post may make some feel uneasy. Rest assured. We love you as well. Celebrating one aspect of myself doesn't reduce a love I have for other parts of my American and Human and everything else existence. "So for those that have ears"........Here are some of the things that I was taught.

Here's some of the Dr. King I was raised on:
“I come here tonight & plead with you, believe in yourself & believe that you’re somebody…nobody else can do this for us, no document can do this for us, no Lincolnian Emancipation Proclamation can do this for us, no Kennedisonian or Johnsonian civil rights bill can do this for us, if the negro is to be free he must move down into the inner resources of his own soul & sign with a pen an ink of self assertive manhood his own emancipation proclamation…don’t let anybody take your manhood, be proud of our heritage…we don’t have anything to be ashamed of, somebody told a lie one day, they couched it in language, they made everything black ugly & evil, look in your dictionary & see the synonyms of the word black- it’s always something degrading, low & sinister look at the word white, it’s always something pure..well I want to get the language right tonight, I want to get the language so right that everybody here will cry out YES I AM BLACK & I’M PROUD OF IT, I AM BLACK & BEAUTIFUL!” - Dr. Martin Luther King Jr.

Here's some more of the Dr. King I was raised on:
“We must see now that the evils of racism, economic exploitation and militarism are all tied together ... you can't really get rid of one without getting rid of the others... the whole structure of American life must be changed.  America is a hypocritical nation and (we) must put (our) own house in order.” - Dr. Martin Luther King Jr.

“There must be a better distribution of wealth and maybe America must move toward a democratic socialism." - Dr. Martin Luther King Jr.

“The shirtless and barefoot people of the land are rising up as never before.  The people who sat in darkness have seen a great light.  We in the West must support these revolutions.” - Dr. Martin Luther King Jr.

During this month I invite you to enjoy my past lessons and to consider that "Nobody else can do this for us." Whatever it is that I, you, we - need to change.....Nobody else can do this for us.... We must do it for ourselves, for our ancestors, and to the glory of the Almighty. God, continue to bless America.

Remain beloved, beloved.
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Sunday, January 27, 2013

Sunday Schooled - I smile, you smile

I smile, you smile.

(Photo - Sam Varner graduates from Princeton University)
Dad's family wished him well as he discussed going to college. His mother and father both had third grade educations. His grandparents had less formal education. He used to tell me "I was never the smart child, I was only the one that was able to self motivate himself." In truth my father's siblings all did well. My grandfather, My father's Father had three families with three wives, He buried the first two wives and my grandmother buried my grandfather. My Grandfather had over 28 children and took care of all of them. My Father grew up calling many of his brothers and sisters aunt and uncle. These brothers and sisters were from my Grandfather's previous marriages. When my Grandfather married my Grandfather was in his late 60's and early 70s and my grandmother, formerly my grandfather's housekeeper, was in her 20s....... Back to the story..... 

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'Sunday Schooled' is a collection of blog posts from Seko Varner's former blogs. This post was dated 12/05/2007 while Seko's father, Rev. Dr. Samuel Varner was alive.
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(Photo Will Varner & Sam Varner Circa 1950ish)
The family went from plush to poor as the Whites in his neighborhood tricked his father out of land that he acquired. At one time my grandfather owned the first T-Model Ford vehicle in Opelika, Alabama and had acres of land. After the devils finished with him, he was extremely poor. Dad grew up with no running water, eating every two days at times, and in a home/shack that may seem third-world'ish in today's American standards. I remember the day he received his Doctorate degree from Princeton. He smiled widely for hours. His teeth became dry, he was so proud.

He ensured that my siblings and I had an easier life. He ensured that he was a better husband than his father was. He ensured that he would be able to provide us with an education after formal school since his father wasn't able to provide him with that opportunity. Dad made sure that he was the man that his father trained him to be and the man that his father wanted to be. Dad often told me that a dwarf standing on the arms of a giant can see farther and go farther than the giant. As I talk to Dad about the necessity of having more than an educational opportunity for my kids he simply smiles. I realized today that the smile he gives during those talk is the same as when he graduated. His graduation graduated our family, my new insight provides our family's new insight. I shine you shine. I pray now that I can experience that smile for many more years. After his last surgery his appetite has decreased. Dad now can go days without feeling hungry. I now enjoy every meal with him in a different light. Just watching him eat makes me smile.

It's funny......When I smile my son looks at me and smiles without knowing why. I guess I have a dwarf on my shoulders now. I smile, he smiles.
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is also in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, real estate, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Wednesday, December 26, 2012

Umoja, Unity - We Are One in Splendor

We are one in splendor:
We stayed in the house today (12/26/2012). We watched BET's marathon of Alex Haley movies and explained aspects of America's history of Improvement with our children. In the midst of the marathon I smiled thinking how far my family has come based upon the stories my grandmothers told me of our history. I also grimaced, considering the difficult Christmas time my family has had this year. On New Years Eve I consoled a tearful and shaking woman who wondered aloud "I fought to stay alive for this ? I didn't stay alive for this life." Her words were like a cold drink on a bad tooth. I struggled to remain calm and whisper "I glad... We're glad that you decided to fight. We're glad you're alive Mom." Mom then shared her despair that the family seemed dis-jointed and her fears that wounds would never heal. "I just want us to be ONE." Forcing a smile I struggled to say "We Are One. We will remain one." I then prayed to the Almighty for Oneship' followed by talking in-my-mind to the memory of my Father and Mother-In-Law. "Dad, Mom (Mother-in-law) - a familiar presence is needed." I needed a sign.

The next morning I awoke and prayed "Yeshua (Jesus), As your followers celebrate your birth, allow my family to feel your splendor." Later that afternoon my revered Sister (Sister-in-law) became engaged. Later that afternoon the wounds that afflicted my family began healing. Later that afternoon I delivered a Christmas plate from a family get-together to my Mum who was finally sleeping soundly. It is truly beautiful and splendid for brethren to dwell together in Unity. I awoke this morning to a day that we dedicate to Building and Maintaining Unity in the family, community, nation and race. Habari Gani ? - Umoja (Unity). We are one in splendor.
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From December 26th, 2007:
http://daddyvarner.blogspot.com/2007/12/we-are-one.html
We are one.... Today we had a PJday. We remained in the home and the kids and the Wifey never left their pajamas. I left the home only to turn in some paperwork at one of my side hustles, and also to buy some food from Choice Pizza & Subs in Virginia Beach. We stayed in the whole day and played, watched t.v., ate together, and had family time. During dinner I turned off the television and picked up a newspaper article that asked the question "What do you know about Kwanzaa ?"

I've been celebrating Kwanzaa for over 30 years. While in Columbus, Ohio my pops/mum sponsored Dr. Karenga (The main creator of the American Kwanzaa celebration) and his equally radical wife to stay with us as he did a three day cultural event for my pops' church Advent United Church of Christ. My Father (aided by my Mum) built this church from a few follks in my parent's living room. We had been celebrating our Kwanzaa for about seven years when Karenga came. He was a bit much for me then, as I really wanted just to fit in and Columbus Ohio in the 1980's was still a little scared of Kwanzaa. Each day during Kwanzaa in the 80's a group of Afrika-loving folk would gather together in homes, community centers, churches and in parks (t'was really cold in the parks) and revel in our ancestral love. (Circa 1977 - 1986) I loved these celebrations as people got together and pot-lucked, listened to story tellers, danced to African Drums from Tony West and The Imani Dancers, partied with a D.J. who threw-down, and the ladies were so hot !
Today will be my children's 7th and 6th Kwanzaa respectively. Kwanzaa is just something our family does, my parents have a well attended family Kwanzaa celebration every year and my daughter previously danced with a group (http://www.suwabiafricanballet.com/) named Suwabi Afrikan Ballet. I have also coordinated a long standing Kwanzaa celebration for the Imani Foundation (http://www.imanifoundation.com/) for about nine yars (tomorrow will be the 19th annual event for Imani Foundation which is 12 years old...we were members of Uhuruu African American Cultural for seven years and ran our program under that moniker). This year I declined to coordinate the event, and I will resign my position as the President of The Imani Foundation on 12/27/2008.

Normally on 12/26 we are at somebodies public event. This year we stayed home, as Kwanzaa should stay at home, as it was intended. Karenga and the U.S. organization (Karenga did develop the celebration with other people) designed public Kwanzaa events as events to teach non-practitioners how to celebrate Kwanzaa. At the close of tonight's dinner I asked my kids (to innitiate our Kwanzaa celebration) "What do you know about Kwanzaa ?" My daughter stated "The Red is for STRUGGLE, the Black is for PEOPLE, the Green is for HOPE." That's not completely the descriptions that the U.S. organization provided, yet that is what I have chosen to teach my kids. I didn't diverge from the truth, I removed some terms that may separate us from our peers. My wife greeted them with "Habri Gani" and my son said "Que Paso" (a loose translation into soulful-spanish). Then he and my daughter both said Umoja. Umoja being the principle of today prompted the question "What is Unity ?" My Son-sun answered that Unity is everything being stuck together and becoming like one. He then explained how the entire world is connected by touching. He said "The chair is touching the floor that's touching the wall that's touching the piano, that's touching the wall that's touching the painting. Everything in the world is touching something and we are all connected. As I searched for the exception to his rule I couldn't find one on a non-sub-atomic level. We are all touching each other in some way. We are all touched and effected by tragedies, and we are all touched by the breath of life. We are all touched by STRUGGLES. We are all touched by other PEOPLE. We are all touched by seeing others operate in HOPE.

I don't celebrate Ramadan but I've been touched by the words and actions of the Honorable Minister Louis Farrakhan. I'm not Jewish, maybe I'm Hebrew (I'm sure some are not gonna' understand that), but I've been touched by my beloved friends of Temple Beth El who are Biblical Jews (Israelistes) as opposed to Rabbinical Jews. I'm constantly touched by Donnie D. who hosts "The Big Idea" on CNBC (One of my favorite shows and stations). As a child, every Chanukkah in New York (1968 - 1976) was spent with my parent's dear friends the Gluckmans (Rabbi Emeritus Donald N. Gluckman and family) who allowed me to get drunk on wine as a two year old at one of their celebrations when all the adults failed to notice that a little boy was drinking after everyone.

I'm a Conscious-Christian and I've been touched by Christian people and groups who terrorized my family/ancestors with "Accept Christ or die" and the Trail of Tears, and the Klu Klux Klan (yes, they were a Christian group) as well as being loved, touched by, and prayed for by Christian absolute strangers who saw a frown on my face as I struggled with something in life. I never could think of anything to debunk my son's theory. As I considered the origins of mankind I began singing a Frankie Beverly and Maze tune..... "We are one." My sons' simple observation was truly profound. We are one. May we remain one. May we exemplify oneness. One love yall'. Happy Ramadan, Happy Hanukkah, Merry Christmas, Happy Kwanzaa, Happy New Year. Whatever you celebrate, I celebrate you !
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Post script - I am well aware of Dr. Karenga's past and the environment that the Kwanzaa celebration was birthed into. The celebrants of Kwanzaa that I associate with view Karenga's past and movement towards Improvement as we view America's past and America's movement towards improvement. We also value that the last letter "A" in Kwanzaa is a tribute to "America" (The term Kwanza has one ending letter "A", the celebration Kwanzaa ends with "AA" which nods to Afro-America".) Also we embrace that Kwanzaa was a man-made creation similar to Mother's Day, Father's Day, Christmas, and all other Holy-Days and Holidays. Lastly we embrace that while Dr. Karenga and the U.S. Organization did not place the date to conflict with Christmas although in the 3rd century Christmas was changed from it's earlier various dates (notable January 6th as the Orthodox and Coptic Churches still celebrate Christmas on January 6th) as one of the many tactics the early church used to stamp out earlier religious and cultural celebrations that were on December 25th in order to force conversion to our beloved Christianity.
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in real estate, personal finance, business, counseling and education. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Tuesday, November 13, 2012

Dealing with the DEBT MYTH - Dave Ramsey

Blessings beloved,
     I'm a big fan of Dave Ramsey. One of the most difficult aspects of the Financial Peace strategy that his company teaches is that Debt is unnecessary. I have been a short time listener of Dave Ramsey's various shows and Youtube videos. I think I got into his materials about five years ago as I transitioned from being a Real Estate agent into becoming a Financial Services provider.....As a side note I'm frequently asked why did I leave the Real Estate field when I was having a growing level of success. The shortest answer is I dislike shopping and working with buyers is similar to shopping. We're in a buyers market (in Hampton Roads Virginia) and I admitted to myself that I didn't want to work with the rising tide of foreclosures as a main source of sellers...... Back to Dave Ramsey......

     While taking Financial Peace University with the "Wifey'-Fo'-Lifey" I watched our classes members struggle with the concept that Debt is unnecessary. As I meet with client's now and share the same view on Debt I get a lot of confusion and nonacceptance when I share that's it's better to show your children how to stay out of debt and guide them away from debt rather than to help them "Build their Credit Score". Here's what Dave Ramsey says about DEBT:

Dave Ramsey (Podcast  10/23/2012) times from 01:56:01  to  01:56:36.
Debt is dumb – Dave Ramsey tells you why: “Building your credit is the biggest myth, the biggest lie that has been sold to the last two generations.  And so many people bought it that they are deeply in debt; it’s affected their marriage, it’s affected their future, it’s affected their ability to feed themselves – to take care of themselves at retirement, it’s affected their ability to change their family tree. It’s affected everything.  Because we believe that you have to go into debt, so we have the opportunity later to go further into debt. That’s the build your credit myth."
     The dirty little secret is that one can get a job and get an apartment, car loan, or a mortgage with a zero (0) credit score and with a good credit score. It's only when one has a bad credit score that things become extremely difficult. If one has a zero credit score that indicates that they do not use credit...... and banks will jump to give them a loan. Apartments that require a credit check may ask for a bigger deposit or one may need to work with a private owner if one has a zero credit score. Believe it or not people do buy houses and vehicles with zero credit scores and/or by purchasing the car or home with cash.

      Although this approach sounds crazy it works. To be practical I advise this: Create an emergency fund of a minimum of three months of your expenses. Don't use your credit cards for emergencies or fake emergencies (Christmas gifts and Birthday parties are not emergencies). If you have bills and debts pay them on-time or early. If you can't afford to buy something outright then you truly can't afford it. If you can't afford to buy a vehicle with a three year loan you can't afford the vehicle (you can afford the monthly payments...but you truly can't afford the vehicle). Create a "Gonna' Happen' savings account to be financial prepared for car repairs, Christmas gifts, and other things that are gonna' happen. Follow this path and the funny thing is your credit score will rise......but you won't need their stinking credit score or credit card !

    As an interesting side note I shared this path with a lady who described herself as a Christian first and anything else second. I shared with her that the 'canonized' Holy Bible says (Proverbs 22:7) "The borrower is slave to the lender." and  (Psalm 37:21, Ecclesiastes 5:4) "We are required to pay back what we borrowed." and (Deuteronomy 28:12) The Lord will open for you His good storehouse, the heavens, to give rain to your land in its season and to bless all the work of your hand; and you shall lend to many nations, but you shall not borrow.Her interpretation of these passages, after she researched them, led her to believe that her habit and reliance on the use of credit was against the will of God. I'm hoping that she remains of out debt. Time will tell......

     If you or anyone you know is struggling with Debt - Contact me and I'll do my best to assist them. Teach you children to save and invest 15 cent out of every dollar they receive and later on they will not need credit. Easy advice, hard to follow. I know personally, as I'm walking my way out of debt as well. I invite you to walk with me.

      Dave Ramsey has a great website and the website is http://www.daveramsey.com . His company was giving away an audio MP3 file for free for a limited time period (that time may have passed by the time of this posting). Access that file by clicking here while the promotional lasts. I also advise anyone to attend his company's Financial Peace University.... It's worth every second. Uhuru !
Seko
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, counseling and education. He has been real estate agent, a school counselor, a teacher, and an Intensive In-Home Counselor. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Sunday, November 4, 2012

Sunday Schooled - This one's for you

11/2/2012.....Here we are four years later. Mum looked at me today and said "I'm strong enough to go to the election polls myself now. I'll be casting my vote this time. You won't have to vote for me. You can vote for Mitt Romney if you want this year. I don't see why you would want to." Earlier this week I was barraged by folks wanting to know what my political plans were. When someone asked me "Are you better off now than you were four years ago ?" I had to admit that I was better. My improved existence isn't due to any political action..........Thankfully..........Time does indeed heal wounds...... Ashee, Amen.

This one's for you

Photos from David Schwartz
11/4/2008 - Mama's catching it right about now. Pops is having health difficulties, Mama-Granny is having health problems, my cousin has acted in a manner that's disrespectful and will need to keep a distance from me , & now she's in the hospital.

A week ago she shared in a story how surreal it is to be born in the 1940's in the United States and to face against racial and gender discrimination and to quietly yet deeply fear raising two Black boys. She had seen America spit out and chew Black boys even in the best of circumstances. She wasn't allowed to enter certain restaurants, establishments, and walks of life due to her race and gender as she was growing up. She saw men and women scarred by America while saying the Pledge of Allegiance. As she pledged allegiance to a country who violated and abused her fellow Americans of African and Indian descent she placed her faith on the cross of Christ. She stood up for and held onto love towards men who walked away from responsibility and fought the devils in alcohol. drugs, crime, and perversion.
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'Sunday Schooled' is a collection of blog posts from Seko Varner's former blogs. This post was dated 11/04/2008 while Seko's father, Rev. Dr. Samuel Varner was alive. 
Original post:http://ablogformama.blogspot.com/2008/11/this-ones-for-you.html
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Mom marched with Dr. King, listened to Malcolm, and later lit seven cultural candles after celebrating the birthday celebration of her savior. Mom worked and received lower paychecks and was shut-out of some businesses due to her womanhood. And now she had a chance to vote for a Barak Obama.

This is something that she spoke into me and my brother as we were lil'. "You could even be the President of the United States of America." While she was attempting to bolster her children with a wealth of the hope that embraces the "American dream "she truly didn't believe that it could happen for one of America's African children. My parents kept me in love with our African and Indian roots as much as they immersed us into almost all-white environments. She put up with polite smiles and back-stabbing church and professional peers who spoke of love and equality and practiced distance......And now she had a chance to vote for a Barak Obama.

Mom spoke of feeling like she was dreaming when she graduated from school and "they" made "them" all get into a bus to vote. She fearfully yet fearlessly got in the line expecting the usual police batons, citizen threats, or the whispered about bombs and was able to cast her vote for John F. Kennedy. She couldn't believe that she was able to do what so many had died trying to do. She couldn't believe that she was safe in participating in American society after being an American negro......And now she had a chance to vote for a Barak Obama.

We sat and she marveled while watching videos on the Internet involving people of all backgrounds demonstrate their support of Barack Obama in song, poetry, and speech. She marveled as one video showed bridges across the world with people holding signs endorsing Obama. Here I sat; her privileged Afro-revolutionary-thinking, Black-Republican-acting, Broke yet blessed elitist behaving, Suburban-raised yet hood-loving, Conservative-radio addicted son. She and others bled and suffered for me to be able to believe what I believe. As she marveled I marveled. She has seen America become closer to what America claimed it was. As southern rapper Young Jeezy says to Barack Obama in one his songs "Win, loose, or draw......You have changed the world for us." This is surreal to her.

Yesterday Barak Obama's grandmother died (11/03/2008 Roman Calendar) . Two days ago Mum was placed into the hospital fighting against pneumonia. She won't get a chance to vote and she's worried that her conservative son's vote may be one of the votes that defeats her realized dream in Obama's candidacy.

I awoke at 3:00 AM. I arrived at the polling place at 4:35 AM. The polls opened up at 6:00 AM. I cast my vote at 6:05 AM. My wifey arrived at 5:30 AM and cast her vote at 7:30 AM. I'll pick-up my Daddy around 10:00 AM to take him to the polls. This is surreal for him as well. Looking at the line behind me this morning was surreal. I shed a tear for Mum as I approached the voting booth. This is something she wasn't able to do today after praying, working, and bleeding for the opportunity. Mum, this one's for you.

Seko VArner
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Post-script - 11/02/2012
        Whatever the outcome of the Presidental election - God Bless America. God bless Africa. God bless everybody.
Seko
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances.
Seko is in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, counseling and education. He has experience in real estate agent, school counseling, school teaching, and youth/family counseling.
Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.

Sunday, October 21, 2012

Sunday Schooled - The Riot Starter

The Riot Starter

T'was the night before News Years (Roman Calendar December 31st, 2008) and we just picked up Pops to take him to go to the Watch Night Service. Mums didn't feel good and refused to go with us stating "I'll be fine right here." as she gently patted the bed she laid in. When Pops (Rev. Dr. Samuel Varner) opened the door his pupils were dilated and he stood rocking back-and-forth trying to get his balance. His Glaucoma is kicking his tail, the surgery he recently had for his eyes seems to be in vain. The eye that didn't receive the surgery is now his "good" eye.

We walked out of the house, off the porch, and then made a wide circle towards the vehicle instead of walking directly to the truck. Instead of guiding him I let him find his way. It has to be depressing to loose your vision. He's facing the same thing his father faced.......Blindness. He shared with me a few days prior to Christmas how I'm fulfilling the same role he fulfilled for his father..... He became his father's eyes, I'm doing the same.....Reluctantly. I try as much as possible to allow Pops to accomplish anything he can with out treating him as a crippled man. As I fully want to guide him to the car as a normal person would move, he needs to be capable. He wants to be capable. He can get so cranky when he's helped to do things he can do for himself.
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'Sunday Schooled' is a collection of blog posts from Seko Varner's former blogs. This post was dated 01/01/2009 while Seko's father, Rev. Dr. Samuel Varner was alive. 
Original post:http://drivingmrdaddy.blogspot.com/2009/01/riot-starter.html 
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En route to the church Pops mentioned a friend of the family, Sarah Kinard, who is writing her thesis about her father and my Pops' Omega Psi Phi chapter brother John Kinard. John helped Pops cross into our Omega fold in 1958. Influenced by a man in his neighborhood Pops was originally interested in the Alpha Phi Alpha fraternity but as one of the Alphas on campus showed an interest in Pops in a different way (he attempted to force a sexual advance upon my father. My father beat that Alpha up) Pops decided against Alpha Phi Alpha. Dad said "I was black-balled. Other Alphas told me I would never survive the process and would never become an Alpha. The Omegas knew that Pops was destined to walk in Purple and Gold and John Kinard opened the doorway. Dad said "I didn't have any clothes except for the clothes on my back. John fed me, gave me clothes, and helped me raise the money I needed to pledge into Omega Psi Phi." Years later they remained friends as John became the first curator of the Anacostia Museum in Washington D.C. John and his family were frequent hosts to my family when I was young and I fondly remember eating Monkey Meat, Shark Meat, Octopus, and other exotic delicacies.

John's daughter Sara interviewed my Pops and reminded him that John and Pops help start a student riot on Livingston College's campus. According to Pops, who then shared the story: An another future man of Omega Psi Phi - Jesse Jackson Sr. (of I am somebody fame) and some other students held some sit-in demonstrations in North Carolina and the "white" citizens of Livingston North Carolina wanted to avoid having a similar situation. These citizens had been donating great sums of money to the historically Black College Livingston, and also the beginnings of the Food Lion Corporation had been supporting the College. A delegate from the citizens contacted the school and sharing their concerns about a possible sit-in stating that if such a sit-in occurred in Livingston the citizens would remove their support and also could impact the funding received from Food Lion. The school's Chaplin contacted Pops and Mr. Kinard and encouraged them to act in the best interest of the school's funding. This Chaplin then drafted a letter written from the perspective of the students stating that they had no interest in holding a demonstration. Pops and John Kinard signed the letter with the implication that they authored the letter and the correspondence was published in the local newspaper calming the concerns of the "citizens". Pops then shared how the students gave he and John hell for their act of betrayal and then held a riot to "demonstrate" their anger on campus. (Photo of John Kinard) http://en.wikipedia.org/wiki/John_Kinard
As Pop's story ended we drove up into the parking lot of New Life - Providence, the church that my wife and Kids having been visiting for over two years now. Their New Years Eve service had been heavily promoted in the church and included food and drinks prior to the service, a service, and food and drinks following the service. New Life is a mixed congregation and prides itself in being "Trans-ethnic" as it boasts membership consisting of people of many ethnicity's promoting that the body of Christ, and the Church accepts all people ethnically. This position of Trans-Ethnic initially turned me off, and now I could take it or leave it. Surprisingly this pastor, Pastor Dan Backens (photo to left) has often shared information I learned in my times frequenting Black studies groups such as the incorrect presentation of 3 Kings on the standard Christian Nativity scenes. Today as we walked in the sanctuary Pastor Dan surprised me and Pops by giving the Black History of the New Year's Eve (Watch Night) Service. I normally post to the e-group of the Imani Foundation each year a special historical note regarding going to church on New Years Eve. "The Watch Night Services in Black communities that we celebrate today can be traced back to gatherings on December31, 1862, also known as "Freedom's Eve." On that night, Blacks came together in churches and private homes all across the nation, anxiously awaiting news that the Emancipation Proclamation actually had become law.Then, at the stroke of midnight, it was January 1, 1863, and all slaves in the Confederate States were declared legally free. When the news was received, there were prayers, shouts and songs of joy as people fell to their knees and thanked God. Black folks have gathered in churches annually on New Year's Eve ever since, praising God for bringing us safely through another year. It's been nearly 140 years since that first Freedom's Eve and many of us were never taught the African-American history of Watch Night, but, tradition still brings us together at this time every year to celebrate "how we got over." Pastor Dan, an older white guy, almost read the above information word for word with a few changes in the presentation to make it appropriate and relevant. Pops and I looked at each other slightly amazed. (Photo of Paster Dan Backens)

Pops, who has been a minister for over 60 years left the service feeling refreshed and stated that he approved of Pastor Dan's approach to ministry and the service. He had visited the church once before this year when his eyesight was with him. What a difference a few days make. Three months ago he drove himself to this church, now we have to lead him from the truck. I give thanks to the Almighty for 2008. I've had a chance to spend a great deal of time with Pops and my life has been affected, my fatherhood has been affected, and my faith has deepened.

Be Improved...... Love, Seko
If you know anyone who is drowing in debt, or needs to invest in their future... I'm never too busy for your referrals. 757-404-3743.
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Seko Varner is from Positive Vibes Financial, a World Financial Group team of financial services agents. They specialize in debt reduction, investments, and insurances. Seko is in high demand as a special events DJ and owns an event marketing service. Seko has diverse background in business, counseling and education. He has been real estate agent, a school counselor, a teacher, and an Intensive In-Home Counselor. Seko is active with numerous Youth Mentorship programs and has a background in radio and television. Visit www.HappilyEverAfter.Be or call 757-248-3820 for more details.